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DTSTART:19701025T020000
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DTSTAMP:20260517T023657Z
DTSTART;TZID=Europe/London:20231129T130000
DTEND;TZID=Europe/London:20231129T140000
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SUMMARY:Brown Bag Seminar with Dr Philippe LeMay-Boucher, Heriot-Watt University
DESCRIPTION:Abstract: We conduct a field experiment in Benin to assess the impacts of access to two formal saving devices on saving behavior, income, investments and a host of other metrics. Subgroups of our sample of around 2500 individuals are offered either access to a mobile money account or an account at a microfinance institution (MFI). These are the only two widely accessible formal options in our context. One and two years after opening these accounts, we find that using a mobile money account substantially improves savings, with additional positive effects on some downstream welfare dimensions (revenue and financial well-being). Comparatively, using a standard savings account from an MFI provides no significant effects on savings and income. Our results suggest that the flexibility provided by mobile money offers greater rewards. https://events.st-andrews.ac.uk/events/brown-bag-seminar-with-dr-philippe-lemay-boucher-heriot-watt-university/
LOCATION:Castlecliffe, The Scores, KY16 9AZ, St Andrews, Fife, Scotland
URL:https://events.st-andrews.ac.uk/events/brown-bag-seminar-with-dr-philippe-lemay-boucher-heriot-watt-university/
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